Wzór
Net cost of buying = down payment + mortgage payments + transaction and ownership costs − ending home equity; renting cost = monthly rent × months.
Mieszkanie i hipoteki · Narzędzie 101 z 200 000
Buy vs Rent Calculator
Wprowadź dane, aby obliczyć Buy vs Rent Calculator w sposób przejrzysty i powtarzalny, z widocznym wzorem i zakresem.
DostępneScenario estimateObliczenia lokalneUS · USD
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Wynik na żywo
Lower cash cost over 10 years
Rent
The difference under the current assumptions is about 49 574,21 $.
- Net cash cost of buying
- 769 574,21 $
- Cumulative rent
- 720 000,00 $
- Estimated monthly payment
- 7472,79 $
- Home equity at the end
- 1 164 660,23 $
Reproducible, not guessed
Jak to obliczono?
Zakres
The base model assumes unchanged home prices and rent, with annual ownership costs estimated at 1% of the home price. Use it for an initial comparison, not as a complete asset model.
Model context
localepl-PLcountryUScurrencyUSDtimezoneAmerica/New_Yorkunit_systemimperialrules_versionus-2026.08source_languageen-US
Results are for first-pass estimates and scenario comparison. Important tax, employment, health and investment decisions should be verified against local official guidance or a qualified professional.