Rumus
Net cost of buying = down payment + mortgage payments + transaction and ownership costs − ending home equity; renting cost = monthly rent × months.
Rumah & hipotek · Alat 101 dari 200.000
Buy vs Rent Calculator
Masukkan nilai untuk menghitung Buy vs Rent Calculator secara transparan dan dapat diulang, lengkap dengan rumus dan cakupan.
TersediaScenario estimatePerhitungan lokalUS · USD
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Hasil langsung
Lower cash cost over 10 years
Rent
The difference under the current assumptions is about $49.574,21.
- Net cash cost of buying
- $769.574,21
- Cumulative rent
- $720.000,00
- Estimated monthly payment
- $7.472,79
- Home equity at the end
- $1.164.660,23
Reproducible, not guessed
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Cakupan
The base model assumes unchanged home prices and rent, with annual ownership costs estimated at 1% of the home price. Use it for an initial comparison, not as a complete asset model.
Model context
localeid-IDcountryUScurrencyUSDtimezoneAmerica/New_Yorkunit_systemimperialrules_versionus-2026.08source_languageen-US
Results are for first-pass estimates and scenario comparison. Important tax, employment, health and investment decisions should be verified against local official guidance or a qualified professional.