Formule
Net cost of buying = down payment + mortgage payments + transaction and ownership costs − ending home equity; renting cost = monthly rent × months.
Logement et prêts · Outil 101 sur 200 000
Buy vs Rent Calculator
Saisissez vos données pour calculer Buy vs Rent Calculator de façon transparente et reproductible, avec la formule et le périmètre.
DisponibleScenario estimateCalcul localUS · USD
Vos données
Saisissez des valeurs réelles
✓ Les données sont calculées ici, sans envoi ni sauvegarde.
Résultat en direct
Lower cash cost over 10 years
Rent
The difference under the current assumptions is about 49 574,21 $.
- Net cash cost of buying
- 769 574,21 $
- Cumulative rent
- 720 000,00 $
- Estimated monthly payment
- 7 472,79 $
- Home equity at the end
- 1 164 660,23 $
Reproducible, not guessed
Comment ce résultat est-il calculé ?
Périmètre
The base model assumes unchanged home prices and rent, with annual ownership costs estimated at 1% of the home price. Use it for an initial comparison, not as a complete asset model.
Model context
localefr-FRcountryUScurrencyUSDtimezoneAmerica/New_Yorkunit_systemimperialrules_versionus-2026.08source_languageen-US
Results are for first-pass estimates and scenario comparison. Important tax, employment, health and investment decisions should be verified against local official guidance or a qualified professional.