Fórmula
Net cost of buying = down payment + mortgage payments + transaction and ownership costs − ending home equity; renting cost = monthly rent × months.
Vivienda e hipotecas · Herramienta 101 de 200.000
Buy vs Rent Calculator
Introduce tus datos para calcular Buy vs Rent Calculator de forma transparente y reproducible, con fórmula y alcance visibles.
DisponibleScenario estimateCálculo localUS · USD
Tus datos
Introduce valores reales
✓ Los datos se calculan en esta página y no se suben ni guardan.
Resultado en vivo
Lower cash cost over 10 years
Rent
The difference under the current assumptions is about 49.574,21 $.
- Net cash cost of buying
- 769.574,21 $
- Cumulative rent
- 720.000,00 $
- Estimated monthly payment
- 7472,79 $
- Home equity at the end
- 1.164.660,23 $
Reproducible, no adivinado
¿Cómo se calculó?
Alcance
The base model assumes unchanged home prices and rent, with annual ownership costs estimated at 1% of the home price. Use it for an initial comparison, not as a complete asset model.
Model context
localees-EScountryUScurrencyUSDtimezoneAmerica/New_Yorkunit_systemimperialrules_versionus-2026.08source_languageen-US
Results are for first-pass estimates and scenario comparison. Important tax, employment, health and investment decisions should be verified against local official guidance or a qualified professional.